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Chamber Benefit Plan health insurance now available across Missouri

Chamber Benefit Plan health insurance now available across Missouri


Click here to view 2024 plans


The St. Charles Regional Chamber is proud to be part of the Missouri Chamber Federation and excited to offer this benefit to businesses who are located in the St. Louis / St. Charles County region.

There’s Strength in Numbers

A medical plan that lets small businesses join together for more plan options and lower rates


Say hello to the Chamber Benefit Plan. A multiple employer welfare arrangement (MEWA) designed for businesses like yours. 

When it comes to providing employees with cost-saving health care coverage, small businesses are at a big disadvantage compared to their larger counterparts. Because of their smaller size, their claims risk pool is spread out across a much smaller employee population. That can result in higher, less stable insurance rates — and fewer viable plan choices.


Fortunately, there’s a simple and affordable medical plan alternative: the Chamber Benefit Plan. 

The Chamber Benefit Plan allows smaller employers like you to offer quality health care coverage to your employees at a reasonable price. This innovative plan from the Missouri Chamber Federation uses a multiple employer welfare arrangement (MEWA) model to enable small businesses to join together and share in the overall claims risk by being part of a larger self-funded pool.

Powered by the Missouri Chamber Federation and administered by Anthem Blue Cross and Blue Shield, the Chamber Benefit Plan is available to small group employers, who:

  • Are members of a qualifying Chamber of Commerce 
  • Have 2 – 50 eligible employees.

By being a part of a larger, self-funded pool, employers have financial protection backed by Anthem’s stop loss coverage. In addition to financial protection, the Chamber Benefit Plan offers:  

  • Competitive, medically underwritten rates 
  • Fixed, predictable monthly payments
  • A variety of plan designs, including 10 PPO and three HSA options 
  • Anthem’s Blue Access, Blue Access Choice and Blue Preferred networks
  • Coverage for claims run-out/terminal liability coverage Open
  • Simple, streamlined administration Formulary 

As a chamber member, you can take advantage of this simple, affordable medical plan.  You’ll get access to a full range of high-quality plans and options that can lead to significant savings. It’s just one of the many advantages of being a chamber member. 


Click here to view 2024 plans


Not a chamber member yet? Contact us at 636.946.0633 and we’ll help you join. 


Think the Chamber Benefit Plan is right for your small business? Click here to find a Chamber Benefit Plan Certified Broker that is a member of the St. Charles Regional Chamber.


 

Chamber Benefit Plan | Sauce on the Side from Missouri Chamber on Vimeo.

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